{"id":5558,"date":"2023-11-24T15:09:45","date_gmt":"2023-11-24T14:09:45","guid":{"rendered":"https:\/\/bezpecnevofirme.eset.com\/sk\/?p=5558"},"modified":"2023-11-24T15:14:57","modified_gmt":"2023-11-24T14:14:57","slug":"co-robit-ak-ste-naleteli-utocnikom-a-poslali-ste-im-peniaze","status":"publish","type":"post","link":"https:\/\/bezpecnevofirme.eset.com\/sk\/firemna-bezpecnost\/co-robit-ak-ste-naleteli-utocnikom-a-poslali-ste-im-peniaze\/","title":{"rendered":"\u010co robi\u0165, ak ste naleteli \u00fato\u010dn\u00edkom a\u00a0poslali ste im peniaze?"},"content":{"rendered":"\n
\"BVF<\/figure>\n\n\n\n
<\/div>\n\n\n\n

Mnoh\u00ed pou\u017e\u00edvatelia si myslia, \u017ee ak u\u017e raz naleteli \u00fato\u010dn\u00edkom a poslali im peniaze, niet cesty sp\u00e4\u0165. V tomto \u010dl\u00e1nku sa pozrieme na to, \u010do robi\u0165, ak ste sa stali obe\u0165ou \u00fatoku s vyu\u017eit\u00edm soci\u00e1lneho in\u017einierstva. <\/p>\n\n\n\n

\u00dato\u010dn\u00edci s\u00fa majstri v manipul\u00e1cii<\/h3>\n\n\n\n

V oblasti kybernetickej bezpe\u010dnosti je soci\u00e1lne in\u017einierstvo met\u00f3da manipul\u00e1cie, ovplyv\u0148ovania alebo oklamania pou\u017e\u00edvate\u013eov, aby prezradili svoje osobn\u00e9 \u00fadaje alebo odovzdali kontrolu nad po\u010d\u00edta\u010dov\u00fdm syst\u00e9mom. \u010coraz viac firiem pravidelne vykon\u00e1va \u0161kolenia o kybernetickej bezpe\u010dnosti s cie\u013eom zv\u00fd\u0161i\u0165 informovanos\u0165 a pripravenos\u0165 svojich zamestnancov, aby boli menej n\u00e1chyln\u00ed na v\u0161eobecn\u00fd spam a phishingov\u00e9 e-maily.<\/p>\n\n\n\n

\u00dato\u010dn\u00edci sa v\u0161ak neust\u00e1le prisp\u00f4sobuj\u00fa a vyu\u017e\u00edvaj\u00fa nov\u00e9, sofistikovanej\u0161ie sp\u00f4soby na klamanie \u013eud\u00ed. Vyu\u017e\u00edvaj\u00fa arzen\u00e1l strat\u00e9gi\u00ed, ktor\u00fd zah\u0155\u0148a vytv\u00e1ranie falo\u0161n\u00fdch z\u00e1mienok na kontaktovanie obete a r\u00f4znorod\u00e9 met\u00f3dy vr\u00e1tane telefon\u00e1tov a dokonca aj deepfake videohovorov<\/a><\/strong>. Ich hlavn\u00fdm cie\u013eom je zmanipulova\u0165 obe\u0165 ku konaniu, z ktor\u00e9ho maj\u00fa kyberzlo\u010dinci osoh. V\u00e4\u010d\u0161ina scen\u00e1rov \u00fatokov sa zameriava na z\u00edskanie prihlasovac\u00edch \u00fadajov alebo citliv\u00fdch inform\u00e1ci\u00ed, niektor\u00e9 sa v\u0161ak sna\u017eia zmanipulova\u0165 obe\u0165 k priamej\u0161iemu konaniu.<\/p>\n\n\n\n

Predstavte si, \u017ee v\u00e1s kontaktuje \u00fadajn\u00fd konate\u013e va\u0161ej materskej spolo\u010dnosti zo zahrani\u010dia a po\u017eiada v\u00e1s, aby ste r\u00fdchlo zaplatili fakt\u00faru, ktor\u00e1 je v skuto\u010dnosti falo\u0161n\u00e1. Tak\u00e9to situ\u00e1cie sa v s\u00fa\u010dasnosti st\u00e1vaj\u00fa be\u017en\u00fdmi. V\u010faka neuverite\u013enej autenticite hlasu generovan\u00e9ho umelou inteligenciou, ktor\u00fd \u00fato\u010dn\u00edci po\u010das telefon\u00e1tu pou\u017e\u00edvaj\u00fa, s\u00fa tieto podvody mimoriadne \u00fa\u010dinn\u00e9. A v kombin\u00e1cii so zdanlivo legit\u00edmne poskytnut\u00fdmi dokumentmi je \u010doraz \u0165a\u017e\u0161ie podvod rozpozna\u0165.<\/p>\n\n\n\n

Na\u0161\u0165astie, r\u00fdchla reakcia m\u00f4\u017ee zachr\u00e1ni\u0165 situ\u00e1ciu aj vtedy, ke\u010f zamestnanec nalet\u00ed podvodn\u00edkovi.<\/p>\n\n\n\n

\u201eMnoh\u00ed \u013eudia si myslia, \u017ee po prevode pe\u0148az\u00ed obete do zahrani\u010dia sa u\u017e ned\u00e1 ni\u010d robi\u0165, ale existuj\u00fa syst\u00e9my, ktor\u00e9 podvodn\u00e9 transakcie dok\u00e1\u017eu zvr\u00e1ti\u0165.\u201c

Tomonobu Kaya, koordin\u00e1tor pre finan\u010dn\u00fa kriminalitu v INTERPOL-e<\/p>\n\n\n\n

\u017dia\u013e, osoby, ktor\u00e9 sa stan\u00fa obe\u0165ami tak\u00fdchto \u00fatokov, \u010dasto v\u00e1haj\u00fa kona\u0165, preto\u017ee sa ob\u00e1vaj\u00fa negat\u00edvnej publicity alebo predpokladaj\u00fa, \u017ee je u\u017e neskoro z\u00edska\u0165 svoje peniaze sp\u00e4\u0165. Ak sa ocitnete v situ\u00e1cii, ke\u010f sa podvodn\u00edci do\u017eaduj\u00fa falo\u0161n\u00fdch platieb, tieto kroky m\u00f4\u017eu pom\u00f4c\u0165 zmierni\u0165 \u0161kody.<\/p>\n\n\n\n

Kroky k vr\u00e1teniu finan\u010dn\u00fdch prostriedkov<\/h3>\n\n\n\n

1. Konajte s rozvahou<\/h4>\n\n\n\n

Okam\u017eite zastavte ak\u00e9ko\u013evek \u010fal\u0161ie platby podvodn\u00edkovi.<\/p>\n\n\n\n

2. Informujte svoju banku<\/h4>\n\n\n\n

\u010co najsk\u00f4r sa obr\u00e1\u0165te na svoju banku a nahl\u00e1ste podvodn\u00fa transakciu. Po prijat\u00ed \u017eiadosti o stiahnutie platby va\u0161a banka za\u0161le spr\u00e1vu banke pr\u00edjemcu so \u017eiados\u0165ou o zru\u0161enie platby. Za predpokladu, \u017ee p\u00e1chatelia e\u0161te nevybrali peniaze z \u00fa\u010dtu pr\u00edjemcu, existuje mo\u017enos\u0165 zablokovania a n\u00e1sledn\u00e9ho vr\u00e1tenia pe\u0148az\u00ed. Je d\u00f4le\u017eit\u00e9 poznamena\u0165, \u017ee komunik\u00e1cia s bankou m\u00f4\u017ee by\u0165 niekedy n\u00e1ro\u010dn\u00e1, ale mnoh\u00e9 banky u\u017e maj\u00fa k dispoz\u00edcii nepretr\u017eit\u00fa podporu pre podobn\u00e9 situ\u00e1cie.<\/p>\n\n\n\n

3. Pok\u00faste sa oslovi\u0165 banku pr\u00edjemcu<\/h4>\n\n\n\n

Ke\u010f\u017ee \u010d\u00edsla \u00fa\u010dtov a k\u00f3dy b\u00e1nk maj\u00fa jedine\u010dn\u00fa klasifik\u00e1ciu, mali by ste by\u0165 schopn\u00ed identifikova\u0165 banku pr\u00edjemcu bez oh\u013eadu na to, kde s\u00eddli. Potom sa vy alebo v\u00e1\u0161 pr\u00e1vnik m\u00f4\u017eete pok\u00fasi\u0165 kontaktova\u0165 priamo ju a po\u017eiada\u0165 ju o zmrazenie finan\u010dn\u00fdch prostriedkov a spolupr\u00e1cu s org\u00e1nmi \u010dinn\u00fdmi v trestnom konan\u00ed.<\/p>\n\n\n\n

4. Zdokumentujte incident<\/h4>\n\n\n\n

Zhroma\u017edite v\u0161etky dostupn\u00e9 inform\u00e1cie o incidente vr\u00e1tane komunik\u00e1cie s podvodn\u00edkom.<\/p>\n\n\n\n

5. Kontaktujte pr\u00e1vnika<\/h4>\n\n\n\n

V ide\u00e1lnom pr\u00edpade vyh\u013eadajte advok\u00e1ta, ktor\u00fd sa \u0161pecializuje na po\u010d\u00edta\u010dov\u00fa kriminalitu a m\u00e1 sk\u00fasenosti s rie\u0161en\u00edm medzin\u00e1rodn\u00fdch pr\u00edpadov, preto\u017ee tak\u00e9to falo\u0161n\u00e9 po\u017eiadavky m\u00f4\u017eu \u010dasto prich\u00e1dza\u0165 zo zahrani\u010dia. Obr\u00e1tenie sa na nadn\u00e1rodn\u00fa advok\u00e1tsku kancel\u00e1riu m\u00f4\u017ee by\u0165 v\u00fdhodn\u00e9, preto\u017ee m\u00f4\u017ee ma\u0165 pobo\u010dky alebo kontakty v krajine, kam boli finan\u010dn\u00e9 prostriedky zaslan\u00e9.<\/p>\n\n\n\n

6. Zapojenie org\u00e1nov \u010dinn\u00fdch v trestnom konan\u00ed<\/h4>\n\n\n\n

Kontaktujte miestne org\u00e1ny \u010dinn\u00e9 v trestnom konan\u00ed a poskytnite im v\u0161etky relevantn\u00e9 inform\u00e1cie o incidente. M\u00f4\u017eu by\u0165 schopn\u00ed r\u00fdchlo a \u00fa\u010dinne kona\u0165 s cie\u013eom zablokova\u0165 alebo z\u00edska\u0165 sp\u00e4\u0165 finan\u010dn\u00e9 prostriedky. V niektor\u00fdch pr\u00edpadoch m\u00f4\u017eu koordinova\u0165 svoju \u010dinnos\u0165 s medzin\u00e1rodn\u00fdmi agent\u00farami, ako je Interpol, s cie\u013eom zmrazi\u0165 prostriedky.<\/p>\n\n\n\n

7. Podajte trestn\u00e9 ozn\u00e1menie<\/h4>\n\n\n\n

Podajte ofici\u00e1lne trestn\u00e9 ozn\u00e1menie v krajine, kam boli finan\u010dn\u00e9 prostriedky zaslan\u00e9. T\u00fdm sa za\u010dne ofici\u00e1lne vy\u0161etrovanie a pr\u00e1vne konanie proti kyberzlo\u010dincom.<\/p>\n\n\n\n

Ako sa spolo\u010dnos\u0165 GymBeam vyhla \u00fatok<\/strong>u

Incident z augusta 2023 sa t\u00fdkal gener\u00e1lneho riadite\u013ea spolo\u010dnosti GymBeam, ktor\u00fd na svojich soci\u00e1lnych sie\u0165ach informoval o \u00fatoku. Jeden zo zamestnancov dostal zdanlivo naliehav\u00fa spr\u00e1vu v aplik\u00e1cii WhatsApp z \u00fa\u010dtu podobn\u00e9ho \u00fa\u010dtu gener\u00e1lneho riadite\u013ea, ktor\u00e1 ho vyzvala, aby sa pripojil k\u00a0Teams hovoru a rie\u0161il naliehav\u00fa situ\u00e1ciu. Po\u010das videohovoru bol pou\u017eit\u00fd deepfake, v\u00a0r\u00e1mci ktor\u00e9ho sa \u00fato\u010dn\u00edci vyd\u00e1vali za gener\u00e1lneho riadite\u013ea a\u00a0sna\u017eili sa vyl\u00e1ka\u0165 citliv\u00e9 finan\u010dn\u00e9 inform\u00e1cie.

Na\u0161\u0165astie, zamestnanec vyc\u00edtil, \u017ee nie\u010do nie je v poriadku – najm\u00e4 preto, \u017ee falo\u0161n\u00fd gener\u00e1lny riadite\u013e tvrdil, \u017ee je na dovolenke, hoci ho zamestnanec v ten de\u0148 videl v budove kancel\u00e1rie. Zamestnanec sa rozhodol r\u00fdchlo posla\u0165 gener\u00e1lnemu riadite\u013eovi spr\u00e1vu a overi\u0165 pravos\u0165 hovoru.<\/p>\n\n\n\n

R\u00fdchla reakcia je k\u013e\u00fa\u010dov\u00e1 a m\u00f4\u017ee v\u00e1m u\u0161etri\u0165 peniaze<\/h3>\n\n\n\n

V pr\u00edpade \u00fatokov soci\u00e1lneho in\u017einierstva, \u010di u\u017e uskuto\u010dnen\u00fdch prostredn\u00edctvom falo\u0161n\u00e9ho hovoru alebo e-mailu, je k\u013e\u00fa\u010dov\u00e9 r\u00fdchlo si uvedomeni\u0165, \u017ee ste boli podveden\u00ed, a prisp\u00f4sobi\u0165 tomu aj primeran\u00fa reakciu. \u010c\u00edm sk\u00f4r zareagujete, t\u00fdm je v\u00e4\u010d\u0161ia \u0161anca, \u017ee dostanete svoje peniaze sp\u00e4\u0165.<\/p>\n\n\n\n

Pod\u013ea spr\u00e1vy Verizon 2023 Data Breach Investigations Report sa viac ako 50 % obet\u00ed \u00fatokov soci\u00e1lneho in\u017einierstva podarilo z\u00edska\u0165 sp\u00e4\u0165 aspo\u0148 82 % ukradnut\u00fdch pe\u0148az\u00ed.  Napriek tomu priemern\u00e1 suma odcudzen\u00e1 pri t\u00fdchto \u00fatokoch ka\u017edoro\u010dne neust\u00e1le rastie a v roku 2022 dosiahla 50 000 USD.<\/p>\n\n\n\n

Pri predch\u00e1dzan\u00ed podobn\u00fdm typom \u00fatoku je potrebn\u00e9 vykona\u0165 kroky, ktor\u00e9 presahuj\u00fa r\u00e1mec technick\u00fdch opatren\u00ed.  Hoci \u00fatoky soci\u00e1lneho in\u017einierstva tu pravdepodobne zostan\u00fa, firmy m\u00f4\u017eu v\u00fdznamne zmierni\u0165 ich vplyv vyzbrojen\u00edm sa vedomos\u0165ami a vytvoren\u00edm otvoren\u00e9ho prostredia, v ktorom sa zamestnanci c\u00edtia bezpe\u010dne pri nahlasovan\u00ed kybernetick\u00fdch bezpe\u010dnostn\u00fdch incidentov.<\/p>\n","protected":false},"excerpt":{"rendered":"

Mnoh\u00ed pou\u017e\u00edvatelia si myslia, \u017ee ak u\u017e raz naleteli \u00fato\u010dn\u00edkom a poslali im peniaze, niet cesty sp\u00e4\u0165. Aj v tak\u00fdchto pr\u00edpadoch v\u0161ak existuje cesta sp\u00e4\u0165.<\/p>\n","protected":false},"author":8,"featured_media":5560,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[140,105],"tags":[],"class_list":["post-5558","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-desifrujeme-pre-vas","category-firemna-bezpecnost"],"yoast_head":"\n\u010co robi\u0165, ak ste naleteli \u00fato\u010dn\u00edkom a poslali ste im peniaze? | ESET<\/title>\n<meta name=\"description\" content=\"Mnoh\u00ed pou\u017e\u00edvatelia si myslia, \u017ee ak u\u017e raz poslali \u00fato\u010dn\u00edkom peniaze, niet cesty sp\u00e4\u0165. 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